| BUSINESS
INSURANCE
The following is a brief summary of standard business insurance
coverages offered. Please call Leonard Adams Company for your specialty
needs as well.
| Property
and Casualty Coverage |
- Commercial Package & BOP
- General Liability
- Professional Liability
- Directors & Officers Liability
- Contractors’ Liability
- Umbrella / Excess Liability
- Errors & Omissions
- Liquor Liability
- Employment Practices Liability
- Fiduciary Liability
- Pollution Liability
- Electronic Data Processing
- Worker’s Compensation
|
- Farm / Agriculture
- Property
- Builders’ Risk / Course of Construction
- Earthquake / Flood
- Boiler & Machinery
- Business Auto
- Equipment
- Garage & Dealers
- Aviation
- Crime
- Truckers
- Transportation
|
| Surety
/ Bonding |
- Contractor License Bonds
- License Bonds / Permit Bonds
- Motor Vehicle Dealer Bonds
- Bid Bonds
- Performance & Payment Bonds
- Subdivision / Maintenance Bonds
- Supply Bonds
|
- ERISA Bonds
- Court Bonds
- Fiduciary Bonds
- Notary Bonds
- Business Service Bonds
- Employee Dishonesty Bonds
- Janitorial Fidelity Bonds
|
PERSONAL
INSURANCE
Leonard Adams Company offers a full line of personal
insurance coverages that can be tailored to fit your individual
needs.
- Auto
- Boat / Jet Ski / Yacht
- Motorcycle
- Motor Home / RV
- ATV / Four-Wheeler
- Snowmobile
- Travel Trailer
- Personal Umbrella
|
- Home Owners
- Dwelling / Fire / Rental
- Renters & Condo
- Floating Home
- Mobile Home
- Course of Construction / Builder’s
Risk
- Flood / Earthquake
- Difference in Conditions
|
LIFE,
HEALTH and FINANCIAL SERVICES
Leonard Adams Company has extensive markets for your life and health
insurance needs. We also offer retirement advice and products.
| Employee
Benefits |
- Group Medical
- Group Dental
- Group Life
- Group Long Term Care
- Group Long Term Disability
- Group Short Term Disability
- Group Vision
- Cafeteria Plans
- Small Group Plans
|
- Self Insured Programs
- Voluntary Benefits Plans – AFLAC
- 401K Plans
- Group Individual Retirement (IRA)
- Pension Plans
- Profit Sharing
- Simplified Employee Pension Plan (SEP)
- Simplified Employee Retirement Plan (SERP)
- Experience Rated Programs
|
| Business
Insurance Planning |
- Buy / Sell agreements
- Debt Obligation Life Insurance
|
- Key Person Life
- Business Overhead Expense
|
| Personal
Estate, Retirement and Investment Planning |
- Individual Life Insurance
- Individual Health Insurance
- Individual Dental Insurance
- Individual Long Term Care
- Individual Disability Insurance
|
- Medicare Supplements
- Annuities
- Individual Retirement Account (IRA)
- Financial Needs Analysis
|
|
