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Commercial Insurance

Does your Portland restaurant or bar insurance include coverage for assault and battery?

April 13, 2012

As a restaurant and bar owner you should know that a standard Commercial General Liability policy does not specifically exclude coverage for assault and battery, however, coverage may depend on who commits the alleged action. The Commercial General Liability policy will pay if you (as the insured) are legally obligated to pay as a result [...]

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Product liability insurance and hot coffee

March 26, 2012

One of the most used examples of product liability insurance is a restaurant spills hot coffee on a customer, the customer brings a lawsuit against the restaurant as a result of the damages suffered. Time and time again this example is provided for its simplicity and also because it makes the news, today’s Chicago Tribune [...]

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The case for professional liability insurance

March 16, 2012

A general liability policy most often has a professional services exclusion. Professions ranging from marketing consultants, web designers to software developers need to eliminate this coverage gap by having professional liability insurance in place. The bottom line is Professional Liability Insurance, also known as “Errors & Omissions” insurance, will protect you and your company from [...]

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Why Your Oregon Business Needs Cyber Insurance

January 13, 2012

You’re having a meeting at Stumptown Coffee or at one of the many nationally recognized coffee spots in Portland, you get home and realize your laptop is not in your work bag. The laptop contains confidential and sensitive data belonging to your company’s largest clients. If the data gets into the wrong hands, it could [...]

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Cyber Risk Insurance; Why Buy It?

November 20, 2010

Cyber exploitation activity has grown more sophisticated, more targeted and more serious. Computerworld recently reported the average cost of a corporate data breach costs $7.2M and the average cost per comprised record in 2010 was $214. A data breach can be defined as the unauthorized disclosure of information that compromises the security, confidentiality or integrity [...]

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