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Security & Privacy


Terms of Use

This outlines the Terms and Conditions relating to your use of the Leonard Adams Insurance website, www.lacoinsurance.com, provides additional information about the applicable use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

 

About this Site

The content of www.lacoinsurance.com is for general information purposes only and does not constitute advice. Please do not consider this to be your only source of information for insurance, always read a sample or specimen insurance policy to know what you are being covered for. Any questions that you have regarding coverage can be found in a specimen insurance policy. Products change all the time, we always do our best to keep up to date on changes in the industry, this site is not a substitute for an individualized one-on-one insurance review of your insurance needs that would guide you through exposures that are unique to yourself or your business. Visitors to this site should not act upon the content or information without first seeking appropriate advice or feedback from an insurance professional.


Warranty of Information

All content and information at this site might be changed or updated without notice. This site might also have changes or improvements at any time without notice.

 

This web site is provided “as is” and we expressly disclaim any and all warranties, express or implied, to the extent permitted by law, including but not limited to warranties of satisfactory quality, merchantability, or fitness for a particular purpose, with respect to the service or any materials.

 

Privacy

We have made every possible effort to maintain your complete and absolute privacy while using this web site. If you submit your personal information for an insurance review it will never be shared with others, sold or given to any other entity for marketing purposes, or passed on to third parties for any other reason.

 
We ask as little personal information possible to contact you for the purpose of providing you with an insurance review. If information is ever viewed by another party it is purely accidental, and in using our site, you release us from liability should this information be retrieved, downloaded, or viewed against our wishes, and contrary to privacy rules and laws. We shall not be held liable for any fraudulent, dishonest, or criminal acts of others who view or steal such information through technical or other means.

 

Be assured that all information you provide us is handled with utmost confidentiality.
Your privacy is very important. Again, the information you provide will never be sold.

 

Your Request for an Insurance Quote/Review

Your request for an insurance review is not generated and provided to you in real time online; an agent will contact you within 4 hours of us receiving your contact information. Insurance reviews are prepared in our office and will be provided to you if all information we request is provided to us.

 
An insurance policy is a legal contract. It is written so your rights and responsibilities, as well as those of the insurance company, are clearly stated. When you purchase insurance, you will receive a policy. All quotes that are generated are estimates based upon the information you provided and is not a contract, binder, or agreement to extend insurance coverage. To obtain coverage you must submit an application and provide a down payment for coverage. All applications are subject to underwriting approval.

 
When you receive your insurance policy read it and make certain you understand its contents. If you have questions about your insurance policy, you can contact your agent for clarification. This website does not insinuate that you will have insurance coverage by submitting a request for an insurance quote or review.


Disclaimer for Links to External Websites

For your convenience, we have provided links to other Internet sites that we do not maintain.
Any link from this site to an external Web site does not imply or mean that we endorse or accept any responsibility for the content or the use of such Web site. Links taken to other sites are done so at your own risk and again we accept no liability for any linked sites or their content.
We do not give any representation regarding the quality, safety, suitability, or reliability of any external Web sites or any of the content or materials contained in them. It is important for users to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items.

 
When visiting external Web sites, you should review those Websites’ privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.

 

Disclaimer of Endorsement

Reference within this site to any specific commercial or non-commercial product, process, or service by trade name, trademark, manufacturer or otherwise does not constitute or imply an endorsement, recommendation, or favoring of our services. References to books, software, web sites, or products as “Recommended” are specific suggestions only and do not necessarily constitute or imply an endorsement.